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APCU | Tru Treasury

Remote Deposit Capture

Remote Deposit Capture offers the ability to scan multiple checks, including high-value checks, directly to us from the comfort of your office. Your business can deposit on your schedule by using an electronic deposit, and funds will be available as soon as the next business day.

  • Convenience:- Deposits checks when it is convenient for you, one at a time or in the branch.

  • Flexibility: Gains access to later deposit cut-off times.

  • Savings: Significantly reduces collection float. 

Treasury Management Solutions

As a member with a business account, you benefit from a variety of credit union business services to assist you as you grow your businesses, including:

  • Remote Deposit Capture

  • ACH

  • Wire Transfer

  • Merchant Services.

business treasury services

ACH Origination

Using ACH Origination, you can initiate electronic business payments, including direct employee deposits, payments to vendors and suppliers, collection of periodic dues or memberships fees, transfers to or from non-credit union accounts, and State and Federal tax payments.

You can create and manage as many payees as you’d like. All recipient detail is stored in a secure database of payment instructions that includes payee details and relevant banking information.

  • Control: Manage your cash flow. 

  • Cost-effective: Lower transaction fees. 

  • Convenience: Schedule your payments in advance.

  • Secure: Reduces risk inherent with paper checks. 

Wire Transfer

Efficiently managing your business requires reliable, on-time payments to your vendors. Wire transfers are a simple, secure, and practical way to transfer funds while giving your business additional time to manage your receivables. Our digital platform allows you to manage these payments at your convenience, to provide peace of mind that your business is taken care of.

  • Convenient: Real-time, optimal exchange rates

  • Ease of Use: Track domestic wires with a Fed reference number.

Merchant Services

Efficient payment processing can be the most effective way to grow and manage your business. Whether you accept payments in person, online, or on the go, we have the solutions for your merchant service needs. Your business will receive all of the technology needed to start accepting credit and debit cards.

  • Saves Time: Accept Payments for credit cards, debit cards, and mobile wallets with versatile card readers.

  • Convenience: Enable online payment processing for highly integrated e-commerce systems or even the most basic storefronts. 

At APCU, we're committed to helping our members achieve financial success by providing exceptional products and services. There are several ways to contact APCU, and we're always ready to help you and answer your questions!

Contact Us




APCU Member Service Representatives are available Monday through Friday, 8:30 AM - 7:00 PM, and Saturday 10:00 AM - 3:00 PM.

  • Local: (404) 768-4126

  • Toll Free: (800) 849-8431

  • 24/7 Lending Center: (800) 849-8431

  • Visa Credit Card Services: (888) 999-3306

  • Visa Debit/ATM Card Services: (800) 849-8431

You can also call the APCU Audio Response Telephone Service 24 hours a day, 7 days a week for account information and rates.

  • Local: (404) 763-2728

  • Toll-free: (800) 849-2728

In order to protect your personal information, please use our secure message center to send us an email. 

  • To send documents to us by fax, please use one of the following numbers and include a cover sheet specifying the individual or department to whom you are sending the information.

  • General:

  • Real Estate: (404) 443-3177

  • Consumer Lending: (404) 763-5100

  • Business Lending: (678) 380-9836

We love to see you at our branches! Please see our branch locations page for branch addresses and hours.

Visit Us

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