Business Solutions
We have partnered with Tru Treasury to offer you industry-leading treasury solutions. As a business owner, we understand you have a lot to handle, so we offer solutions to lessen the burden while giving you peace of mind through our array of products and services.
Business Solutions
It is time to rethink how you manage your business' funds and discover what's possible.
ACH Origination
Using ACH Origination, you can initiate electronic business payments, including direct employee deposits, payments to vendors and suppliers, collection of periodic dues or memberships fees, transfers to or from non-credit union accounts, and State and Federal tax payments.
You can create and manage as many payees as you’d like. All recipient detail is stored in a secure database of payment instructions that includes payee details and relevant banking information.
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Control: Manage your cash flow.
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Cost-effective: Lower transaction fees.
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Convenience: Schedule your payments in advance.
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Secure: Reduces risk inherent with paper checks.
Remote Deposit Capture
Remote Deposit Capture offers the ability to scan multiple checks, including high-value checks, directly to us from the comfort of your office. Your business can deposit on your schedule by using an electronic deposit, and funds will be available as soon as the next business day.
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Convenience:- Deposits checks when it is convenient for you, one at a time or in the branch.
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Flexibility: Gains access to later deposit cut-off times.
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Savings: Significantly reduces collection float.
Wire Transfer
Efficiently managing your business requires reliable, on-time payments to your vendors. Wire transfers are a simple, secure, and practical way to transfer funds while giving your business additional time to manage your receivables. Our digital platform allows you to manage these payments at your convenience, to provide peace of mind that your business is taken care of.
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Convenient: Real-time, optimal exchange rates
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Ease of Use: Track domestic wires with a Fed reference number.
Merchant Services
Efficient payment processing can be the most effective way to grow and manage your business. Whether you accept payments in person, online, or on the go, we have the solutions for your merchant service needs. Your business will receive all of the technology needed to start accepting credit and debit cards.
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Saves Time: Accept Payments for credit cards, debit cards, and mobile wallets with versatile card readers.
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Convenience: Enable online payment processing for highly integrated e-commerce systems or even the most basic storefronts.
© Directions Credit Union. All Rights Reserved. Insured by NCUA.
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Lockbox
If your primary source of receiving payments is by check, you can automate your business’ invoicing through a centralized lockbox. Using a comprehensive lockbox solution will expedite payment processing and allow access to your funds more quickly.
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Saves Time: Reduces mail float and manual processes.
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Convenience: Provides timely information for cash flow.
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Security: Improves audit controls and data accuracy.
Positive Pay
As a business owner, you shouldn’t have to worry about check fraud. Using our Positive Pay
service, you will gain peace of mind knowing that you can mitigate risk, reduce losses, and
increase account security. You will benefit from reduced errors and faster reconciliation.
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Flexibility - Digitally confirms check information.
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Security - Ensures only valid checks get cashed.
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Protection - Prevent unauthorized payments.
Payroll
Complex compliance requirements make payroll a challenge for many business
owners. With Inova, your payroll taxes, compliance, and any notices will be handled by an expert team of specialists.
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Simple online payroll and HR supported by our award-winning customer service team
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Payment options: direct deposit, electronic checks, paper checks, pay cards
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Self-service for managers and employees, providing online access to paystubs and W-2s
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100+ reports with flexible filters for access to the information you need when you want it