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Young Business Colleagues

Positive Pay

As a business owner, you shouldn’t have to worry about check fraud. By using our Positive Pay service, you will gain peace of mind knowing that you can mitigate risk, reduce losses, and increase account security. You will benefit from reduced errors and faster reconciliation.

Positive Pay

You work hard for your money. Let us work hard to help you protect it.

Flexibility - Digitally confirms check information. 
Security - Ensures only valid checks get cashed.
Protection - Prevent unauthorized payments.

How Positive Pay Works


Add a Level of Security

You upload check file(s) to the credit union.
When checks are presented for payment, Positive Pay compares each check to the file information.
Checks that do not match the file are presented online for your review.
You review, approve, or reject potential counterfeit checks before they clear your account. 

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